Scooter and Moped Insurance - What's The Difference

Scooter and Moped Insurance - What’s The Difference

Ok so we have guided you on how to find cheap scooter insurance and now it’s time to take a plunge into finding you dear reader cheap moped insurance.

First we need to understand why scooter insurance costs more than moped insurance and to do this we need to take a good long look at scooters and mopeds to outline a few key differences.

Scooter and Moped Insurance - What’s The Difference

In fact, there are more similarities between motorcycles and scooters than there are between mopeds and scooters. But those differences are not why the one model of motor scooter has been listed as a moped. There is a reason it has been listed as a moped despite it not being a moped, and we’ll explain why a little later. But first we’ll explain the differences between mopeds and scooters.

Scooters actually have more in common with motorcycles that mopeds. The first clue as to their differences comes from the name ‘moped’.

The word moped comes from words - ‘motor’ and ‘pedal’. So a moped is a motorised two wheeled vehicle with pedals. See now we are getting somewhere. Now mopeds in the UK are restricted to under 50cc so obviously aren’t very quick which is why the cost to insure is so low. However they are restricted in speed so don’t go expecting to set the streets on fire on a moped.

Mopeds seem to be a favourite mode of transpot in Asia and anyone who has been will know the difference straight away.

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